Overview

FinMkt is a fintech company headquartered in New York, delivering point-of-sale financing and payment solutions at scale. Its patented multi-lender platform pairs one universal consumer application with a sophisticated lender and plan waterfall and a realtime decision engine, so consumers review soft-pull prequalified offers and sign electronically in minutes. Merchants oversee financing plans, applications, transactions, and refunds from a single portal supporting multiple locations and permission levels. FinMkt funds over 150,000 consumers and processes $1 billion in annual funding, and has expanded into payments, captive lending through CaptivLend, and API orchestration for enterprises. Recent honors include Inc. Best Workplaces 2026.