Overview

SR-22 insurance, as it’s often called, isn’t a type of car insurance. Instead, it’s a certification that a high-risk driver, like someone with a DUI conviction, carries car insurance. An SR-22 is usually filed with the state DMV; in this case, it would be Florida. However, Florida has a notable difference because it has SR-22 and FR-44 insurance requirements requirements for high-risk drivers. Florida SR-22 insurance will be required if you have committed a traffic violation like driving without insurance or reckless driving. An FR-44 would be needed if you were driving under the influence. Both have the same function. As a high-risk driver, you will already pay more than average for car insurance. SR-22 and FR-44s are renewed annually and maintained for about three years. As previously mentioned, Insurance Navy proudly offers SR-22 and FR-44 services.