Overview

Woodland Funding is a nationwide mortgage lender specializing in no-doc loan programs for Florida investors, self-employed professionals, and small business owners. Our lending solutions remove traditional barriers by eliminating income verification, tax return requirements, minimum FICO scores, and DSCR rules—allowing borrowers to qualify based on property opportunity rather than paperwork. Woodland Funding finances a broad range of property types, including 1–4 unit investment properties, condos, 2–4 unit buildings, multifamily assets, mixed-use properties, office, retail, auto, and warehouse spaces. Loan options include 30-year fixed-rate and interest-only structures for both purchase and refinance transactions. Positioned as a strong alternative to hard money lending, Woodland Funding delivers investor-focused terms, streamlined approvals, and flexible capital solutions. While lending nationwide, we maintain a strong presence in Florida, Texas, New York, California, and Georgia, supporting long-term investment strategies and portfolio growth without restrictive traditional mortgage requirements.